Wokuqala, yayikukwenza abarhwebayo bank kuvulwa kwi-Ho Icht
Ezi zinto zilandelayo yayo reorganization ngowe, Urhulumente Bank of Vietnam (formerly National Bank of Sasevietnam) waba central bank lizweUkongeza yayo yemali yezwelonke iimbopheleleko, Urhulumente Bank kanjalo assumed eminye imisebenzi yokusasaza ngeenjongo zokurhweba bank. Oko kwagcinwa a intloko-office kwi-Hanoi, uphinda-phindo kwi-Ho Icht. Enye ebalulekileyo iibhanki zokusebenza kwi-Vietnam ngowe- kwaquka Bank kuba Ishishini norhwebo (VietinBank - ngoku oyena ezidweliswe bank) enika credit ukuba ishishini norhwebo macandelo, Iinqwelo Urhwebo Bank, esibizwa ibe igcwalisiwe kunye overseeing yonke imiba langaphandle intlawulo, kwaye Bank Wophuhliso Lwezolimo, apho kodwa iimali-mboleko ukuba lezolimo fishing. Minh Isixeko ngojulayi ukukhombisa u-personal savings kwaye yandisa iimali-mboleko ukuba ezingama-kwaye abantu. I-bank waba capitalized kunye D yezigidi (KUTHI dollazi zine - million) kuvunyelwa ngumthetho karhulumente kwaye ngokusebenzisa stock imiba. Enye injongo ukuseka Vietnam ke kuqala abarhwebayo bank wayeza umda wokunyuka kwamaxabiso ebhankini ke, akunakho kuququzelela: ka-credit. Ukutsala ngakumbi kumazwe angaphandle exchange, Iinqwelo Urhwebo Bank evuliweyo ingxelo kwi- kuba overseas Isivietnam remittances ka-langaphandle currencies yabo relatives ekhaya. I-currencies bohlwaywe baba United States dolla, isifrentshi francs, Swiss francs, Hong Kong dolla, imibala, British unit-format, Isijapanese oxygen, ezimeleyo, kwaye Deutsche Marko. Ngowe- i-bank kanjalo bavumelana bamisa iimali inkampani kwi-Tokyo ngokubambisana ne-a Isijapanese bank. Njengoko lokuqala edibeneyo nokulinga phakathi ezimbini amazwe, ocetywayo inkampani waba intended ukunceda settle phakathi kwala mazwe mabini urhwebo ii-akhawunti, kodwa kwaba kanjalo kulindeleke ukuncedisa iteknoloji ezithunyelwayo. Vietnam ke iibhanki iintlungu ukusuka low-wonke ukukholosa, ezigunyazisiweyo zengxelo kwaye managerial ubuthathaka, amanqanaba aphezulu non-isenza iimali-mboleko (NPL), i-non-ukuthotyelwa kwemithetho kunye Basel eyinkunzi imigangatho, kwaye kubekho ngamazwe-zincwadi zangaphakathi. Ukususela ngo- Vietnam ke banking inkqubo sele consisted a yelenqe imeko-owned, edibeneyo-stock, edibeneyo-nokulinga, kwaye kumazwe angaphandle iibhanki, kodwa imeko-owned abarhwebayo iibhanki predominate, kwaye baya kubandezeleka ukusuka amanqanaba aphezulu NPL, abaninzi kubo ukuba imeko-owned yamafama. Ngenxa yoko, septemba Vietnam kugqitywe ukuba equitize zonke ezintlanu imeko-owned iibhanki utshintsho ukusuka edlulileyo izicwangciso equitize amabini kuphela kwabo.
Ukongeza, Vietnam izicwangciso kukhuthaza inkqubo ebonisa yayo-mali inkqubo ngokumisela a umniki-umyinge-arhente kwaye yokusebenza nemigangatho kuba edibeneyo-stock iibhanki.
Large langaphandle iibhanki ingaba uxhathiso babo bube inzala kwi-wayekhonza multinationals kwi-Vietnam kwaye frustration kunye siqhubeke izithintelo ngezenzo zawo. Nangona Vietnam yi imali esekelwe ekuhlaleni, kwakukho, automated teller matshini (ATMs) njengoko ka-januwari, kwaye amane ezigidi ATM Amakhadi kwi-circulation. Iinqwelo-mali umda kwi-national iibhanki ka-Vietnam okwangoku imiselwe ku amathathu ipesenti. Urhulumente usebenza kwi umthetho abaya ziquka oku FDI cap.
